AML Operations Functional SME

Responsibilities

• Provide SME input on AML investigation workflows, alert review, suspicious activity assessment, narrative quality, evidence requirements and reviewer approval processes.
• Define functional requirements, business rules, sample scenarios, role personas, operational workflows and acceptance criteria for AML-related product capabilities.
• Support design of AI-assisted investigation summaries, narrative drafting, evidence linkage, reviewer feedback, case disposition and quality review flows.
• Create synthetic business scenarios and test cases for alert patterns, customer activity, transaction behavior, red flags and investigation outcomes.
• Review product designs, workflow screens, dashboards, reports and output formats from an AML operations perspective.
• Partner with QA to validate functional accuracy, edge cases, exception handling and end-to-end user journeys.
• Support demo scripts, training material, user guides and client-facing functional explanations in generic, non-client-specific language.
• Stay aligned with evolving AML operations practices and regulatory expectations relevant to financial institutions.

Additional Responsibilities

• Experience with SAR/STR workflows, regulatory report preparation, suspicious activity documentation, QC/QA reviews or compliance operations transformation.
• Exposure to tools such as Actimize, Verafin, Oracle FCCM, SAS AML, Unit21, Fenergo, ServiceNow or other financial crime platforms.
• Experience defining productivity metrics, false-positive analysis, QA sampling, analyst guidance or investigation quality frameworks.
• AML certifications such as CAMS, CFCS or equivalent are preferred.

Technical and Professional Requirements

• Minimum 10 years of experience in AML operations, financial crime compliance, BSA/AML, suspicious activity investigations, transaction monitoring operations or related banking compliance roles.
• Strong understanding of AML investigation lifecycle, alert triage, evidence collection, case review, suspicious activity narratives and escalation processes.
• Ability to define functional requirements, acceptance criteria, test scenarios and operational workflows for technology teams.
• Strong communication skills to translate business process needs into product requirements and explain domain concepts to engineers.
• Experience working with AML case management or transaction monitoring platforms and analyst/reviewer workflows.

Preferred Skills

• Trade Finance – Receivables Finance
• Robo Investing
• Assessment & implementation of Regulatory Standards
• Regulatory Framework Development & implementation
• Requirement Gathering
• AI/ML Solution Architecture and Design
• MLOps
• Databricks Machine Learning
• SAS AML

Educational Requirements

Master Of Engineering,Bachelor of Engineering